Fintech Technology & Architecture Consulting

We help fintechs, banks, and platform teams solve complex technology, payments, and regulatory challenges – from embedded finance and payment flows to APIs, identity, and Open Banking platforms.

Our work focuses on making the right architectural decisions early, reducing delivery risk, and helping teams ship systems that actually work in production.

Trusted by financial leaders worldwide. See below for example banks and fintechs we have worked with.

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Why Work With Us?

Our Offerings

Fintech Architecture & Strategy

Senior technical guidance for fintechs and banks designing or evolving complex platforms. We help teams make confident architectural decisions that balance product goals, regulation, and long-term maintainability.

Payments & Embedded Finance

Advisory support for payment flows, wallets, loyalty systems, and embedded finance models. We focus on production-ready designs that deliver certainty of funds, good customer experience, and operational clarity.

Open Banking & Open Finance

Deep hands-on experience across the UK, Canada, and emerging Open Finance markets. We help teams design and integrate Open Banking platforms sensibly – without over-engineering or unnecessary complexity.

Security, Identity & Trust

Specialist expertise in OAuth 2.x, OpenID Connect, FAPI, mTLS, PKI, and consent-driven security models. We help engineering and security teams build systems that stand up to regulatory and commercial scrutiny.

Delivery Support & Team Enablement

Practical help when teams are stuck, scaling, or under pressure. Including architecture reviews, technical troubleshooting, delivery risk assessment, and upskilling engineers and architects.

Let's Build the Future of Open Banking

Whether you're a fintech looking to launch, a bank needing expert guidance, or a team seeking to upskill, Opendata Consult is here to help.

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Example Companies We Have Worked With

🚀 Explore the Splig Blog

We're building tools, training, and deep-dive articles for fintechs and Open Banking developers.

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